{"id":1076,"date":"2024-08-13T09:46:41","date_gmt":"2024-08-13T01:46:41","guid":{"rendered":"https:\/\/fa193.shop\/blog\/?p=1076"},"modified":"2024-12-03T10:55:07","modified_gmt":"2024-12-03T02:55:07","slug":"policy-smaill-biz-loan","status":"publish","type":"post","link":"https:\/\/fa193.shop\/blog\/1076\/policy-smaill-biz-loan\/","title":{"rendered":"\u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u7533\u8acb\u689d\u4ef6.\u6d41\u7a0b\u6709\u54ea\u4e9b\uff1f\u8cb8\u6b3e\u984d\u5ea6\u6700\u9ad8500\u842c\uff01\u7533\u8fa6\u8981\u9ede\u5927\u5168"},"content":{"rendered":"\n

\u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u662f\u70ba\u4fc3\u9032\u5c0f\u898f\u6a21\u4e8b\u696d\u767c\u5c55\uff0c\u5354\u52a9\u53d6\u5f97\u71df\u904b\u6240\u9700\u8cc7\u91d1\uff0c\u4ee5\u6d3b\u7d61\u7d93\u6fdf\u52d5\u80fd\uff0c\u5275\u9020\u5c31\u696d\u6a5f\u6703\uff0c\u7531\u7d93\u6fdf\u90e8\u4e2d\u5c0f\u4f01\u696d\u8655\u63d0\u51fa\u7684\u3001\u63d0\u4f9b\u5c0f\u5fae\u4f01\u696d\u7684\u8cb8\u6b3e\u65b9\u6848<\/a>\uff0c\u4e00\u822c\u4e8b\u696d\u8cb8\u6b3e\u5229\u7387\u6700\u4f4e3.935%\uff0c\u8cb8\u6b3e\u984d\u5ea6\u6700\u9ad8500\u842c\u5143\uff0c\u5982\u679c\u662f\u5176\u4ed6\u985e\u578b\u7684\u4e8b\u696d\uff0c\u8cb8\u6b3e\u5229\u7387\u9084\u53ef\u4ee5\u66f4\u4f4e\uff0c\u8a72\u600e\u9ebc\u7533\u8acb\u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\uff1f\u7533\u8acb\u689d\u4ef6\u548c\u6d41\u7a0b\u53c8\u6709\u90a3\u4e9b\u5462\uff1f\u5c31\u5feb\u9ede\u770b\u4e0b\u53bb\u5427\uff01<\/p>\n\n\n\n

\u5c0f\u5fae\u4f01\u696d\u8cb8\u6b3e\u63a8\u85a6\u9280\u884c<\/td>\u8cb8\u6b3e\u65b9\u6848<\/td>\u63a8\u85a6\u539f\u56e0<\/td><\/tr>
\"\"
\u4e2d\u570b\u4fe1\u8a17\u4e2d\u5c0f\u4f01\u696d\u8cb8\u6b3e
\"apply<\/a><\/td>
\u8cb8\u6b3e\u984d\u5ea6\uff1a\u6700\u9ad81,000\u842c\u5143
\u8cb8\u6b3e\u671f\u9650\uff1a\u6700\u95775\u5e74
*\u514d\u64d4\u4fdd\u54c1\uff1a\u79fb\u9001\u4fe1\u7528\u4fdd\u8b49\uff0c\u514d\u64d4\u4fdd\u54c1\u62b5\u62bc<\/strong><\/td>
\u3010\u671f\u9593\u9650\u5b9a\u3011\u5373\u65e5\u8d77~2025\/3\/31\u6b62\uff0c\u4eab\u524d\u4e09\u671f\u5e74\u5229\u73871.88%\u8d77<\/td><\/tr>
\"\"
\u5bcc\u90a6\u4f01\u8cb8
\"apply<\/a><\/td>
\u8cb8\u6b3e\u984d\u5ea6\uff1a\u6700\u9ad82,000\u842c\u5143
\u8cb8\u6b3e\u671f\u9650\uff1a\u6700\u95775\u5e74<\/td>
\u878d\u8cc7\u65b9\u5f0f\u591a\u5143\uff1a\u5305\u542b\u9084\u672c\u578b\u8cb8\u6b3e\u3001\u5faa\u74b0\u578b\u8cb8\u6b3e\u3001\u4e0d\u52d5\u7522\u878d\u8cc7\u3001\u5ba2\u7968\u878d\u8cc7<\/td><\/tr>
\"\"
\u5bcc\u90a6\u982d\u5bb6\u7d66\u529b\u8cb8
\"apply<\/a><\/td>
\u8cb8\u6b3e\u984d\u5ea6\uff1a\u6700\u9ad8200\u842c\u5143
\u8cb8\u6b3e\u671f\u9650\uff1a\u6700\u95775\u5e74<\/td>
\u7d93\u71df2\u5e74\u4ee5\u4e0a\u7684\u5c0f\u5fae\u4f01\u696d\u4e14\u6709\u7a05\u7c4d\u767b\u8a18\u5373\u53ef\u7533\u8cb8<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u65b9\u6848\u5167\u5bb9<\/h2>\n\n\n\n
\u4f01\u696d\u5c0f\u982d\u5bb6<\/strong>\u8cb8\u6b3e\u65b9\u6848<\/strong><\/td>\u5167\u5bb9\u8aaa\u660e<\/strong><\/td><\/tr>
\u7533\u8acb\u689d\u4ef6<\/td>\u4f9d\u6cd5\u8fa6\u7406\u516c\u53f8\u3001\u6709\u9650\u5408\u5925\u3001\u5546\u696d\u6216\u7a05\u7c4d\u767b\u8a18\uff0c\u50f1\u7528\u54e1\u5de5\u4eba\u657810\u4eba\u4ee5\u4e0b\u4e4b\u71df\u5229\u4e8b\u696d\u3002<\/td><\/tr>
\u8cb8\u6b3e\u984d\u5ea6<\/td>1. \u5468\u8f49\u6027\u652f\u51fa\u6700\u9ad8500\u842c\u5143\u3002
2. \u8cc7\u672c\u6027\u652f\u51fa\u6700\u9ad8\u70ba\u8a08\u756b\u7d93\u8cbb\u76848\u6210\u3002<\/td><\/tr>
\u8cb8\u6b3e\u5229\u7387<\/td>\u6700\u4f4e\u6309\u90f5\u5c402\u5e74\u5b9a\u5132<\/a>\u52a02.125%\u6a5f\u52d5\u8a08\u606f\u3002\u76ee\u524d\u70ba1.720% +2.125% = 3.935%\u3002<\/td><\/tr>
\u7533\u8acb\u6d41\u7a0b<\/td>\u63d0\u51fa\u7533\u8acb\u2192\u5be9\u6838\u2192\u63d0\u4f9b\u64d4\u4fdd\uff0f\u4fe1\u4fdd<\/a>\u2192\u5c0d\u4fdd\u7c3d\u7d04\u2192\u64a5\u6b3e<\/td><\/tr>
\u9084\u6b3e\u65b9\u5f0f<\/td>\u5bec\u9650\u671f\u671f\u6eff\u5f8c\uff0c\u6bcf\u6708\u672c\u91d1\u6524\u9084\u6216\u672c\u606f\u5e73\u5747\u6524\u9084\u3002<\/td><\/tr>
\u627f\u8fa6\u9280\u884c<\/td>\u570b\u5167\u516c\u6c11\u71df\u91d1\u878d\u6a5f\u69cb<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n\n\n

\u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u689d\u4ef6<\/h2>\n\n\n\n
    \n
  1. \u4f9d\u6cd5\u8fa6\u7406\u516c\u53f8\u3001\u6709\u9650\u5408\u5925\u3001\u5546\u696d\u6216\u7a05\u7c4d\u767b\u8a18\uff0c\u50f1\u7528\u54e1\u5de5\u4eba\u657810\u4eba\u4ee5\u4e0b\u4e4b\u71df\u5229\u4e8b\u696d\u3002<\/li>\n\n\n\n
  2. \u6210\u7acb\u6eff1\u5e74<\/li>\n\n\n\n
  3. \u5831\u7a05\u5e74\u71df\u6536\u65b0\u53f0\u5e63100\u842c\uff08\u542b\uff09\u4ee5\u4e0a<\/li>\n\n\n\n
  4. \u4f01\u696d\u53ca\u95dc\u4fc2\u4eba\u7968\u50b5\u4fe1\u7528\u6b63\u5e38<\/li>\n\n\n\n
  5. \u516c\u53f8\u9818\u6709\u71df\u5229\u4e8b\u696d\u767b\u8a18\u8b49<\/li>\n\n\n\n
  6. \u516c\u53f8\u4f9d\u6cd5\u958b\u7acb\u767c\u7968\u4e26\u7e73\u7a05<\/li>\n<\/ol>\n\n\n\n

    \u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u653f\u5e9c\u660e\u5b9a\u7684\u689d\u4ef6\u70ba\u300c\u5408\u6cd5\u516c\u53f8\u4e14\u50f1\u7528\u54e1\u5de5\u4eba\u657810\u4eba\u4ee5\u4e0b\u300d\uff0c\u4f46\u56e0\u70ba\u662f\u5426\u6838\u8cb8\u7531\u9280\u884c\u5224\u65b7\uff0c\u56e0\u6b64\u5176\u9918\u689d\u4ef6\u70ba\u9280\u884c\u4f01\u696d\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6\uff0c\u7b26\u5408\u8d8a\u591a\u9805\u5247\u7533\u8acb\u6210\u529f\u6a5f\u7387\u8d8a\u9ad8\u3002<\/p>\n\n\n\n

    \u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u6d41\u7a0b<\/h2>\n\n\n
    \n
    \n\n

    \u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u7533\u8acb\u6d41\u7a0b\u548c\u4e00\u822c\u4f01\u696d\u8cb8\u6b3e\u7684\u7533\u8acb\u6d41\u7a0b\u5f88\u50cf\u4f3c\uff0c\u4e00\u6a23\u90fd\u8981\u63d0\u51fa\u7533\u8acb\u3001\u9280\u884c\u5be9\u6838\u3001\u7167\u6703\u3001\u5c0d\u4fdd\u3001\u7c3d\u7d04\u7b49\u7b49\u3002<\/p>\n\n<\/div>\n\n

    \n
    \n

    \u6b65\u9a5f1\uff1a\u5411\u9280\u884c\u63d0\u51fa\u8cb8\u6b3e\u7533\u8acb<\/h3>\n

    \u63d0\u51fa\u7533\u8acb\u9700\u8981\u6aa2\u9644\u7684\u6587\u4ef6\u6709\uff1a
    1. \u516c\u53f8\u884c\u865f\u767b\u8a18\u8b49\u4ef6
    2. \u516c\u53f8\u7ae0\u7a0b\u3001\u8463\u76e3\u4e8b\u540d\u518a\u3001\u80a1\u6771\u540d\u518a
    3. \u975e\u516c\u53f8\u4e4b\u5546\u6236\u884c\u865f\uff1a\u53ef\u63d0\u4f9b\u5546\u696d\u6284\u672c\u3001\u5408\u5925\u5951\u7d04\u66f8
    4. \u6700\u8fd1\u4e09\u5e74\u5ea6\u7a05\u52d9\u5831\u8868\u53ca\u8cc7\u7522\u8ca0\u50b5\u8868\u3001\u8fd1\u4e00\u5e74401\/403\/405\/406\u8868
    \u8ca0\u8cac\u4eba\u53ca\u4fdd\u8b49\u4eba\u8eab\u5206\u8b49
    5. \u516c\u53f8\u3001\u8ca0\u8cac\u4eba\u3001\u4fdd\u8b49\u4eba\u53ca\u95dc\u4fc2\u4f01\u696d\u65bc\u91d1\u878d\u6a5f\u69cb\u8fd1\u4e00\u5e74\u5f80\u4f86\u4e4b\u4e3b\u8981\u5b58\u647a
    6. \u5176\u4ed6\u9280\u884c\u8981\u6c42\u63d0\u4f9b\u7684\u6587\u4ef6<\/p>\n<\/div>\n<\/div>\n

    \n

    \u6b65\u9a5f2\uff1a\u627f\u8cb8\u91d1\u878d\u6a5f\u69cb\u9032\u884c\u5be9\u6838<\/h3>\n

    \u6536\u5230\u8cb8\u6b3e\u7533\u8acb\u5f8c\uff0c\u9280\u884c\u5c31\u6703\u4f9d\u7167\u6536\u5230\u7684\u8cc7\u6599\u548c\u4fe1\u7528\u72c0\u6cc1\u9032\u884c\u5be9\u6838\uff0c\u5be9\u6838\u7684\u6a19\u6e96\u5305\u542b\uff1a\u4f01\u696d\u7684\u57fa\u672c\u8cc7\u6599\u3001\u8cb8\u6b3e\u8cc7\u91d1\u7528\u9014\u3001\u9084\u6b3e\u80fd\u529b\u3001\u4f01\u696d\u4fe1\u7528\u72c0\u6cc1\u548c\u4f01\u696d\u672a\u4f86\u767c\u5c55……\u7b49\u7b49\u3002\u9019\u6642\u4e5f\u53ef\u4ee5\u63d0\u4f9b\u64d4\u4fdd\u54c1\u63d0\u9ad8\u8cb8\u6b3e\u904e\u4ef6\u7387\u3002<\/p>\n<\/div>\n<\/div>\n

    \n

    \u6b65\u9a5f3\uff1a\u8a2d\u5b9a\u64d4\u4fdd\u54c1\u6216\u7533\u8acb\u4e2d\u5c0f\u4f01\u696d\u4fe1\u4fdd\u57fa\u91d1<\/h3>\n

    \u5be9\u6838\u901a\u904e\u5f8c\uff0c\u63a5\u4e0b\u4f86\u8981\u63d0\u4f9b\u64d4\u4fdd\u54c1\u9032\u884c\u8a2d\u5b9a\uff0c\u5982\u679c\u6c92\u6709\u64d4\u4fdd\u54c1\u7684\u8a71\uff0c\u5c31\u8981\u7533\u8acb\u4e2d\u5c0f\u4f01\u696d\u4fe1\u7528\u4fdd\u8b49\u57fa\u91d1\u7684\u64d4\u4fdd\uff0c\u4e26\u7e73\u4ea4\u4fe1\u7528\u4fdd\u8b49\u624b\u7e8c\u8cbb\uff0c\u9084\u4e0d\u77e5\u9053\u4ec0\u9ebc\u662f\u4e2d\u5c0f\u4f01\u696d\u4fe1\u7528\u4fdd\u8b49\u57fa\u91d1\u53ef\u53c3\u8003<\u4fe1\u4fdd\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f<\/a>>\uff0c\u4f9d\u64da\u4fe1\u7528\u4fdd\u8b49\u7684\u6210\u6578\u4e0d\u540c\uff0c\u6703\u6709\u4e0d\u540c\u7684\u984d\u5ea6\u5229\u7387\u3002<\/p>\n<\/div>\n<\/div>\n

    \n

    \u6b65\u9a5f4\uff1a\u7c3d\u7d04\u5c0d\u4fdd<\/h3>\n

    \u64a5\u6b3e\u524d\u7684\u6700\u5f8c\u4e00\u6b65\u5c31\u662f\u8981\u5c0d\u4fdd\u7c3d\u7d04\uff0c\u96d9\u65b9\u5750\u4e0b\u4f86\u78ba\u8a8d\u9019\u7b46\u8cb8\u6b3e\u5f7c\u6b64\u61c9\u8a72\u8981\u8ca0\u8cac\u7684\u6b0a\u5229\u7fa9\u52d9\u6709\u54ea\u4e9b\u3002\u78ba\u8a8d\u8cb8\u6b3e\u984d\u5ea6\u3001\u5229\u7387\u3001\u671f\u9650\u3001\u6709\u7121\u5bec\u9650\u671f……\u7b49\u7b49\u3002\u8a73\u7d30\u5c0d\u4fdd\u6ce8\u610f\u4e8b\u9805\u53ef\u53c3\u8003\uff1a\u5c0d\u4fdd\u662f\u4ec0\u9ebc\uff1f\u6709\u54ea\u4e9b\u6ce8\u610f\u4e8b\u9805\uff1f\u5c0d\u4fdd\u5f8c\u591a\u4e45\u64a5\u6b3e\uff1f3\u5206\u9418\u8f15\u9b06\u641e\u61c2<\/a>\u3002<\/p>\n<\/div>\n<\/div>\n

    \n

    \u6b65\u9a5f5\uff1a\u64a5\u6b3e<\/h3>\n

    \u64a5\u6b3e\u4e4b\u5f8c\u5c31\u53ef\u4ee5\u904b\u7528\u9019\u7b46\u8cc7\u91d1\u5566\uff01\u4f46\u4e5f\u4e0d\u662f\u60f3\u600e\u9ebc\u7528\u5c31\u600e\u9ebc\u7528\uff0c\u9084\u662f\u8981\u4f9d\u7167\u63d0\u51fa\u8cb8\u6b3e\u6642\u7684\u8cc7\u91d1\u898f\u5283\u904b\u7528\uff0c\u7576\u7136\u4e5f\u8981\u8a18\u5f97\u6e96\u6642\u9084\u6b3e\uff0c\u624d\u4e0d\u6703\u50b7\u5bb3\u5230\u516c\u53f8\u7684\u4fe1\u7528\u72c0\u6cc1\uff0c\u4e0b\u6b21\u8981\u662f\u518d\u60f3\u7533\u8acb\u9031\u8f49\u91d1\u5c31\u6703\u5f88\u56f0\u96e3\u7684\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

    \u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u5229\u7387\u3001\u984d\u5ea6<\/h2>\n\n\n\n

    \u4f01\u696d\u5c0f\u982d\u5bb6\u8cb8\u6b3e\u5229\u7387<\/strong><\/p>\n\n\n\n

    \u4f01\u696d\u5c0f\u982d\u5bb6\u7684\u8cb8\u6b3e\u5229\u7387\u4f9d\u7167\u4e0d\u540c\u985e\u578b\u7684\u5c0d\u8c61\uff0c\u548c\u4e0d\u540c\u7684\u4fe1\u7528\u4fdd\u8b49\u6210\u6578\uff0c\u6703\u6709\u76f8\u5c0d\u61c9\u7684\u5229\u7387\uff1a<\/p>\n\n\n\n

    \u4e8b\u696d\u985e\u578b<\/strong><\/td>\u4fe1\u4fdd\u57fa\u91d1\u4fdd\u8b49\u6210\u6578<\/strong><\/td>\u76ee\u524d\u5229\u7387(2024\/8)<\/strong><\/td><\/tr>
    \u4e00\u822c\u4e8b\u696d<\/td>\u4fdd\u8b49\u6210\u65788\u6210\u4ee5\u4e0a<\/td>\u90f5\u5c40\u5b9a\u5132\u5229\u7387 +2.125% = 3.935%<\/td><\/tr>
    \u4e00\u822c\u4e8b\u696d<\/td>\u4fdd\u8b49\u6210\u65787\u6210~8\u6210<\/td>\u90f5\u5c40\u5b9a\u5132\u5229\u7387 +3.125% = 4.845%<\/td><\/tr>
    \u4e00\u822c\u4e8b\u696d<\/td>\u4fdd\u8b49\u6210\u6578\u672a\u6eff7\u6210<\/td>\u7531\u9280\u884c\u4f9d\u500b\u6848\u6c7a\u5b9a<\/td><\/tr>
    \u65b0\u5275\u4e8b\u696d<\/td>\u4fdd\u8b49\u6210\u6578\u4e00\u5f8b9\u6210<\/td>\u90f5\u5c40\u5b9a\u5132\u5229\u7387+1.5% = 3.22%<\/td><\/tr>
    \u50b3\u627f\u5275\u65b0\u4e8b\u696d<\/td>\u4fdd\u8b49\u6210\u6578\u4e00\u5f8b9\u6210<\/td>\u90f5\u5c40\u5b9a\u5132\u5229\u7387+1.5% = 3.22%<\/td><\/tr>
    \u53d7\u707d\u4e8b\u696d*<\/sup><\/td>\u4fdd\u8b49\u6210\u6578\u4e00\u5f8b9\u6210<\/td>\u90f5\u5c40\u5b9a\u5132\u5229\u7387+1% = 2.72%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n