{"id":265,"date":"2025-02-25T13:11:56","date_gmt":"2025-02-25T05:11:56","guid":{"rendered":"https:\/\/fa193.shop\/blog\/?p=265"},"modified":"2025-02-25T13:11:58","modified_gmt":"2025-02-25T05:11:58","slug":"credit-loan-rate","status":"publish","type":"post","link":"https:\/\/fa193.shop\/blog\/265\/credit-loan-rate\/","title":{"rendered":"\u4fe1\u8cb8\u5229\u7387\u6700\u4f4e2.1%\u8d77.2025\u768424\u9593\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u5b8c\u6574\u6bd4\u8f03"},"content":{"rendered":"\n

\u4fe1\u8cb8\u5229\u7387\u6a19\u6e96\u662f\u591a\u5c11\u5462\uff1f\u904e\u5b8c\u5e74\u8377\u5305\u7a7a\u7a7a\u9700\u8981\u8cc7\u91d1\u5468\u8f49\uff0c\u4f46\u53c8\u4e00\u76f4\u5347\u606f\uff0c\u611f\u89ba\u58d3\u529b\u597d\u5927\uff0c\u5176\u5be6\u53ea\u8981\u627e\u5230\u5c0d\u7684\u65b9\u6848\u3001\u638c\u63e1\u4fe1\u8cb8\u5229\u7387\u8ac7\u5224\u6280\u5de7<\/a>\uff0c\u4e00\u6a23\u53ef\u4ee5\u7533\u8acb\u5230\u4f4e\u5229\u7387\u8cb8\u6b3e\u5594\uff01\u672c\u7bc7\u4ecb\u7d39\u4e86\u4fe1\u7528\u8cb8\u6b3e\u7684\u57fa\u672c\u77e5\u8b58\uff0c\u5305\u542b\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u3001\u984d\u5ea6\u3001\u8cb8\u6b3e\u671f\u9650\u3001\u7533\u8acb\u689d\u4ef6\u3001\u7533\u8acb\u6d41\u7a0b\u7b49\u7b49\uff0c\u9084\u6574\u7406\u4e862025\u6700\u65b0\u5404\u5927\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u5b8c\u6574\u6bd4\u8f03\u8868<\/a>\uff0c\u5e6b\u4f60\u5feb\u901f\u627e\u5230\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u6700\u512a\u60e0\u7684\u4fe1\u8cb8\u63a8\u85a6\u65b9\u6848<\/a>\u3002<\/p>\n\n\n\n

\"\"<\/a><\/figure>\n\n\n\n

2025\u6700\u65b0\u5404\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u65b9\u6848\u5b8c\u6574\u6bd4\u8f03<\/h2>\n\n\n\n

\u9280\u884c\u70ba\u4e86\u5438\u5f15\u6709\u8cc7\u91d1\u9700\u6c42\u7684\u4eba\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff0c\u5ee3\u544a\u7684\u4fe1\u8cb8\u5229\u7387\u7e3d\u662f\u986f\u5f97\u5f88\u8a98\u4eba\uff0c\u770b\u8d77\u4f86\u597d\u50cf\u501f\u9322\u662f\u5f88\u7c21\u55ae\u3001\u5f88\u4fbf\u5b9c\u7684\u4e8b\u60c5\uff0c\u4f46\u5176\u5be6\u5ee3\u544a\u5229\u7387\u4e0d\u4e00\u5b9a\u662f\u4f60\u5be6\u969b\u7533\u8acb\u5230\u7684\u5229\u7387\uff0c\u9664\u4e86\u500b\u4eba\u689d\u4ef6\u6703\u5f71\u97ff\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u4ee5\u5916\uff0c\u9084\u9700\u8981\u5c07\u4e8c\u6bb5\u5f0f\u5229\u7387\u30016,000~9,000\u5143\u7684\u624b\u7e8c\u8cbb\u3001\u5fb5\u4fe1\u8cbb\u7b49\u7b49\u591a\u9805\u8cbb\u7528\u7d9c\u5408\u8003\u616e\u9032\u53bb\u624d\u884c\u3002<\/p>\n\n\n\n

\u5c07\u6240\u6709\u8cbb\u7528\u52a0\u7e3d\u5e73\u5747\u8a08\u7b97\u5f97\u51fa\u7684\u300c\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387<\/a>\u300d\u624d\u662f\u5be6\u969b\u4e0a\u4fe1\u7528\u8cb8\u6b3e\u7684\u771f\u5be6\u5229\u7387\uff0c\u4ee5\u4e0b\u5217\u51fa\u5404\u5927\u9280\u884c\u7684\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u65b9\u6848\u5b8c\u6574\u6bd4\u8f03\uff0c\u5305\u542b\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387\u4f9b\u5927\u5bb6\u53c3\u8003\uff01<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\u4fe1\u8cb8\u5229\u7387\u5b8c\u6574\u6bd4\u8f03<\/th>\n<\/tr>\n
\u9280\u884c<\/td>\n\u4fe1\u8cb8\u65b9\u6848<\/td>\n\u4fe1\u8cb8\u5229\u7387<\/td>\n\u7e3d\u8cbb\u7528\u5e74\u767e\u5206\u7387<\/td>\n<\/tr>\n
\u6e23\u6253\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.79%~15.41% \"\"<\/a><\/td>\n<\/tr>\n
\u6ed9\u8c50\u9280\u884c<\/a><\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.46%~15.39% \"\"<\/a><\/td>\n<\/tr>\n
\u53f0\u5317\u5bcc\u90a6<\/a><\/td>\nAlphaLoan\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.61%~14.41%\"\"<\/a><\/td>\n<\/tr>\n
\u6c38\u8c50\u9280\u884c<\/a><\/td>\n\u6578\u6642\u8cb8<\/a><\/td>\n0.01%\u8d77<\/td>\n2.43%~15.66% \"\"<\/a><\/td>\n<\/tr>\n
\u51f1\u57fa\u9280\u884c<\/a><\/td>\nAlphaLoan\u9650\u6642\u4fe1\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.11%~16.78% \"\"<\/a><\/td>\n<\/tr>\n
\u7389\u5c71\u9280\u884c<\/a><\/td>\ne\u6307\u4fe1\u8cb8AlphaLoan\u7368\u5bb6\u65b9\u6848<\/td>\n0.01%\u8d77<\/td>\n3.21%~15.12% \"\"<\/a><\/td>\n<\/tr>\n
\u4e2d\u570b\u4fe1\u8a17<\/a><\/td>\nonline\u8cb8<\/td>\n0.01%\u8d77<\/td>\n3.33%~14.87% \"\"<\/a><\/td>\n<\/tr>\n
\u53f0\u65b0\u9280\u884c<\/a><\/td>\nRichart\u4fe1\u8cb8<\/td>\n2.1%\u8d77<\/td>\n2.1%~15% \"\"<\/a><\/td>\n<\/tr>\n
\u738b\u9053\u9280\u884c<\/a><\/td>\n\u4e00\u822c\u4fe1\u8cb8<\/td>\n2.25%\u8d77<\/td>\n3.06%~16.93% \"\"<\/a><\/td>\n<\/tr>\n
\u806f\u90a6\u9280\u884c<\/a><\/td>\n\u9214\u671f\u8cb8<\/td>\n0.01%\u8d77<\/td>\n2.42%~14.45%\"\"<\/a><\/td>\n<\/tr>\n
Bankee<\/a><\/td>\n\u4e00\u822c\u4fe1\u8cb8<\/td>\n2.23%\u8d77<\/td>\n2.36%~14.12%\"\"<\/a><\/td>\n<\/tr>\n
Bankee<\/a><\/td>\n\u6311\u6230\u578b\u4fe1\u8cb8-\u6311\u6230\u6210\u529f50%\u56de\u994b<\/a><\/td>\n4%\u8d77<\/td>\n5.23%~15.34%\"\"<\/a><\/td>\n<\/tr>\n
\u570b\u6cf0\u4e16\u83ef<\/td>\n\u6cf0\u5e78\u798f\u4fe1\u8cb8<\/td>\n1.88%\u8d77<\/td>\n5.99%~16.08%<\/td>\n<\/tr>\n
\u6a02\u5929\u570b\u969b\u9280\u884c<\/td>\n\u6a02\u5929\u8cb8(\u5206\u671f\u578b)<\/td>\n2.08%\u8d77<\/td>\n2.17%~15.72%<\/td>\n<\/tr>\n
LINE Bank<\/td>\n\u5206\u671f\u4fe1\u8cb8<\/td>\n3.18%\u8d77<\/td>\n3.35%~16.43%<\/td>\n<\/tr>\n
\u9060\u6771\u5546\u9280<\/td>\nOnline\u4fe1\u8cb8<\/td>\n2.01%\u8d77<\/td>\n2.32%~14.98%<\/td>\n<\/tr>\n
\u65b0\u5149\u9280\u884c<\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n0.68%\u8d77<\/td>\n3.21%~15.61%<\/td>\n<\/tr>\n
\u83ef\u5357\u9280\u884c<\/td>\n\u512a\u8cea\u8cb8<\/td>\n2.73%\u8d77<\/td>\n3.451%~14.682%<\/td>\n<\/tr>\n
\u4e0a\u6d77\u5546\u9280<\/td>\n\u500b\u4eba\u4fe1\u8cb8<\/td>\n1.99%\u8d77<\/td>\n3.45%~12.03%<\/td>\n<\/tr>\n
\u570b\u6cf0\u4e16\u83ef<\/td>\n\u5927\u6a39\u901f\u8cb8<\/td>\n3.33%\u8d77<\/td>\n4.01%~17.09%<\/td>\n<\/tr>\n
\u571f\u5730\u9280\u884c<\/td>\n\u4e00\u822c\u4fe1\u7528\u8cb8\u6b3e<\/td>\n4%\u8d77<\/td>\n4.73%\uff5e7.79%<\/td>\n<\/tr>\n
\u53f0\u7063\u4f01\u9280<\/td>\ne\u7db2\u8cb8\u8cb8\u6b3e<\/td>\n2.62%\u8d77<\/td>\n4.525%\u8d77<\/td>\n<\/tr>\n
\u967d\u4fe1\u9280\u884c<\/td>\n\u4e00\u822c\u500b\u4eba\u4fe1\u7528\u8cb8\u6b3e<\/td>\n1.88%\u8d77<\/td>\n5.55%~8.57%<\/td>\n<\/tr>\n
\u53f0\u5317\u5bcc\u90a6\u9280\u884c<\/td>\n\u4e0a\u73ed\u65cf\u4fe1\u8cb8<\/td>\n4.01%\u8d77<\/td>\n5.26%~16.37%<\/td>\n<\/tr>\n
\u5408\u4f5c\u91d1\u5eab<\/td>\n\u512a\u8077\u512a\u5229\u4fe1\u7528\u8cb8\u6b3e<\/td>\n2.105%\u8d77<\/td>\n3.65%~8.99%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n

\u770b\u5b8c\u5b8c\u6574\u6bd4\u8f03\u8868\u4ecd\u7136\u7121\u6cd5\u6c7a\u5b9a\u8a72\u5411\u54ea\u5bb6\u9280\u884c\u7533\u8acb\u4fe1\u7528\u8cb8\u6b3e\uff0c\u90a3\u5c31\u7528AlphaLoan\u5be6\u8cb8\u6bd4\u8f03\u7db2<\/a>\u8a55\u4f30\u5427\uff0c\u82b11\u5206\u9418\u586b\u5beb\u8cc7\u6599\uff0c\u7531AI\u4f9d\u7167\u5927\u6578\u64da\u5206\u6790\u4f60\u6700\u9069\u5408\u7533\u8acb\u54ea\u4e00\u5bb6\u9280\u884c\u7684\u4fe1\u8cb8\u65b9\u6848\uff0c\u7c21\u55ae\u53d6\u5f97\u5404\u9280\u884c\u7684\u5229\u7387\u53ca\u984d\u5ea6\u8a66\u7b97\u5831\u544a\uff01<\/p>\n\n\n

\n
\"\"<\/a><\/figure><\/div>\n\n\n

\u4fe1\u7528\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6\u6709\u54ea\u4e9b\uff1f<\/h2>\n\n\n\n

\u4fe1\u7528\u8cb8\u6b3e\u7684\u7533\u8acb\u689d\u4ef6\u57fa\u672c\u4e0a\u90fd\u5927\u540c\u5c0f\u7570\uff0c\u9664\u4e86\u7279\u6b8a\u4fe1\u8cb8\u65b9\u6848\u6703\u6709\u7279\u6b8a\u689d\u4ef6\u8981\u6c42\uff0c\u4f8b\u5982\u91ab\u5e2b\u4fe1\u8cb8\u65b9\u6848<\/a>\u6703\u8981\u6c42\u63d0\u4f9b\u8077\u696d\u8b49\u660e\uff0c\u5927\u591a\u6578\u4fe1\u8cb8\u65b9\u6848\u53ea\u8981\u6709\u4ee5\u4e0b3\u500b\u689d\u4ef6\u5c31\u53ef\u4ee5\u7533\u8acb\u4e86\uff01<\/p>\n\n\n\n

    \n
  1. \u4e2d\u83ef\u6c11\u570b\u570b\u6c11\u4e14\u5e74\u6eff18\u6b72<\/li>\n\n\n\n
  2. \u5de5\u4f5c\u7a69\u5b9a\u3001\u8ca1\u529b\u72c0\u6cc1\u826f\u597d\uff0c\u5de5\u4f5c\u6eff6\u500b\u6708\u4ee5\u4e0a\uff0c\u4e14\u5e74\u6536\u5165\u905425\u842c\u4ee5\u4e0a<\/li>\n\n\n\n
  3. \u4fe1\u7528\u597d\u3001\u806f\u5fb5\u7d00\u9304\u4f73\uff0c\u4fe1\u7528\u5206\u6578<\/a>\u9054550\u4ee5\u4e0a<\/li>\n<\/ol>\n\n\n\n

    \u4fe1\u7528\u8cb8\u6b3e\u7684\u5229\u7387\u3001\u984d\u5ea6\u3001\u671f\u9650\uff1f<\/h2>\n\n\n\n

    \u5404\u9280\u884c\u4fe1\u7528\u8cb8\u6b3e\u65b9\u6848\u7684\u6700\u9ad8\u53ef\u7533\u8acb\u984d\u5ea6\u6703\u6709\u4e9b\u8a31\u5dee\u7570\uff0c\u6709\u4e9b\u751a\u81f3\u6700\u9ad8\u53ef\u7533\u8acb800\u842c\u8cb8\u6b3e\uff0c\u5927\u591a\u6578\u9280\u884c\u6700\u9ad8\u53ef\u7533\u8acb\u984d\u5ea6\u90fd\u843d\u5728300\u842c~600\u842c\u4e4b\u9593\uff0c\u4f46\u5be6\u969b\u4e0a\u6700\u9ad8\u53ef\u7533\u8acb\u984d\u5ea6\u6703\u4f9d\u7167\u500b\u4eba\u7684\u8ca1\u529b\u72c0\u6cc1\u800c\u6709\u6240\u4e0d\u540c\uff0c\u6700\u7c21\u6613\u8a08\u7b97\u65b9\u5f0f\u662f\u4ee5\u81ea\u5df1\u7684\u6708\u85aa\u00d722\u500d<\/a>\uff0c\u5c31\u662f\u4f60\u53ef\u4ee5\u7533\u8acb\u7684\u4fe1\u8cb8\u6700\u9ad8\u984d\u5ea6\u3002<\/p>\n\n\n\n

    \u81f3\u65bc\u4fe1\u7528\u8cb8\u6b3e\u7684\u5229\u7387\u5247\u662f2.1%~16%\u4e4b\u9593\uff0c\u5168\u53f0\u5e73\u5747\u4fe1\u8cb8\u5229\u7387\u5927\u7d046.24%<\/a>\uff0c\u6839\u64da\u500b\u4eba\u7684\u8077\u696d\u548c\u6536\u5165\u6703\u6709\u5f88\u5927\u7684\u5dee\u5225\u3002\u800c\u4fe1\u7528\u8cb8\u6b3e\u671f\u9650\u6700\u9577\u662f84\u671f\uff0c\u4e5f\u5c31\u662f7\u5e74\uff0c\u6700\u9577\u53ef\u4ee5\u5c07\u8cb8\u6b3e\u5206\u62107\u5e74\u671f\u9593\u6162\u6162\u6524\u9084\u3002<\/p>\n\n\n\n

    \u4f4e\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u63a8\u85a6\u65b9\u6848<\/h2>\n\n\n\n\n\n\n\n\n\n\n\n\n
    \u9650\u6642\u512a\u60e0\u4f4e\u5229\u4fe1\u8cb8\u65b9\u6848\u63a8\u85a6<\/th>\n<\/tr>\n
    <\/td>\n\n
    <\/div>\n

    \u6e23\u6253\u4fe1\u8cb8\u9650\u6642\u512a\u60e0<\/p>\n<\/td>\n

    \n
    \"\"<\/div>\n

    \u6ed9\u8c50\u4fe1\u8cb8\u901a\u8def\u9650\u5b9a<\/p>\n<\/td>\n

    \n
    \"\"<\/div>\n

    \u53f0\u5317\u5bcc\u90a6\u512a\u60e0\u4fe1\u8cb8<\/p>\n<\/td>\n<\/tr>\n

    \n

    \u512a\u60e0\u5229\u7387<\/p>\n<\/td>\n

    \n

    \u9996\u671f0.1<\/span>%<\/span>\uff0c\u7b2c2\u671f\u8d772.88%\u8d77<\/p>\n<\/td>\n

    \n

    \u9996\u671f0.01%<\/span>\uff0c\u7b2c2\u671f\u8d772.54%\u8d77<\/p>\n<\/td>\n

    \n

    \u9996\u671f0.01%\uff0c\u7b2c2\u671f\u8d772.7%\u8d77<\/p>\n<\/td>\n<\/tr>\n

    \n

    \u6700\u9ad8\u984d\u5ea6<\/p>\n<\/td>\n

    \n

    600\u842c<\/p>\n<\/td>\n

    \n

    800\u842c<\/p>\n<\/td>\n

    \n

    500\u842c<\/p>\n<\/td>\n<\/tr>\n

    \n

    \u624b\u7e8c\u8cbb<\/p>\n<\/td>\n

    \n

    0\u5143<\/p>\n

    (\u53e6\u6709100\u5143\u5fb5\u4fe1\u8cbb)<\/sub><\/p>\n<\/td>\n

    \n

    \u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n

    \n

    \u901a\u8def\u9650\u5b9a 0 \u5143<\/p>\n<\/td>\n<\/tr>\n

    \n

    APR<\/p>\n<\/td>\n

    \n

    2.79%\u8d77<\/p>\n<\/td>\n

    \n

    2.46%\u8d77<\/p>\n<\/td>\n

    \n

    2.61%\u8d77<\/p>\n<\/td>\n<\/tr>\n

    \n

    \u63a8\u85a6\u539f\u56e0<\/p>\n<\/td>\n

    \n

    \u6709\u6295\u4fdd\u52de\u4fdd\u5373\u53ef\u7533\u8fa6\uff0c\u4e14\u904e\u4ef6\u7387\u9ad8<\/p>\n<\/td>\n

    \n

    \u4fe1\u7528\u5361\u6301\u53613\u500b\u6708\u4ee5\u4e0a\u5373\u53ef\u7533\u8fa6\uff0c\u6709\u7a69\u5b9a\u85aa\u8f49\u5229\u7387\u4f4e<\/p>\n<\/td>\n

    \n

    \u6709\u52de\u5065\u4fdd\u5373\u53ef\u7533\u8acb\uff0c\u5bcc\u90a6\u5f80\u4f86\u6236\u5229\u7387\u76f8\u5c0d\u4f4e<\/p>\n<\/td>\n<\/tr>\n

    <\/td>\n\u7acb\u5373\u7533\u8acb<\/a><\/td>\n\u7acb\u5373\u7533\u8acb<\/a><\/td>\n\u7acb\u5373\u7533\u8acb<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n
    \n
    \n
    \n

    \u6e23\u6253\u9280\u884c-\u500b\u4eba\u4fe1\u8cb8<\/h3>\n<\/div>\n\n\n\n
    \n
    \"\"<\/figure>\n<\/div>\n<\/div>\n\n\n\n